About Us

LoanInsights is the first company in the history of the mortgage industry to truly champion the needs of consumers. Through our groundbreaking online search technology, we have dramatically changed the mortgage shopping experience.

LoanInsights provides you with complete transparency, unmatched efficiency, and direct access to wholesale mortgage rates, which traditionally have not been available to consumers. For the very first time, our patent-pending technology allows you to compare the mortgage rates, loan products, and lending guidelines of the major mortgage lenders in the country.

A New Approach
Many websites claim to match borrowers with the best mortgage programs and rates—making generic rate quotes readily available on virtually any mortgage website. However, these websites offer no reliable method of determining if you qualify for the rates and products posted, essentially rendering the information worthless. LoanInsights takes a completely different approach.

Instead of providing "one rate fits all" quotes, LoanInsights' technology delivers tailored rates for your unique situation. Once you have reviewed the quotes, you can contact LoanInsights to apply for the right mortgage that truly fits your needs.

Of course, LoanInsights hasn't simply automated the functions of a mortgage broker; we've improved those functions significantly. For example, it would be extremely impractical for you to contact and compare rates for each-and-every lender and loan product for which you qualify. In the past, you would have had to enlist the services of a mortgage broker to professionally contact lenders on your behalf. Yet, the multitude of available lenders and loan products make it virtually impossible for a mortgage broker to contact every single bank. Even if the broker could contact all those lenders, it would take weeks to accomplish. LoanInsights does it all for you in seconds.

A Powerful Platform
LoanInsights' proprietary Custom Mortgage Search web application delivers the best rates based on your individual borrowing profile. The proven LoanInsights platform:

• Uses state-of-the-art technology to level the playing field for consumers and their realtors
• Provides free mortgage searching 24 hours a day, 7 days a week
• Enables direct consumer access to wholesale lending rates and guidelines, previously available only to mortgage professionals
• Screens consumer profiles against multiple lenders' guidelines, rates, and products through LoanInsights' patent-pending technology
• Searches and aggregates lending guidelines and pricing metrics across all areas of the mortgage market, including both conforming and non-conforming loan products
• Searches and optimizes results for any and all possible loan scenarios
• Uses 32 separate factors to validate products for which a borrower may qualify
• Ranks appropriate loan rate offers from lowest to highest
• Removes hidden fees and bait-and-switch sales pitches that benefit only lenders
• Eliminates the need to pay hefty commissions to traditional loan brokers or officers, Composes property specific pre-approval letters for homebuyers and their realtors
• Generates combo loan results, allowing borrowers to avoid paying mortgage insurance; displays optimal combination of loans, even if the first and second loans are derived from different lenders
• Offers complete access to interactive lending tools and loan calculators

Ready to see how LoanInsights' Custom Mortgage Search works? Get started now.