Decision Tools
LoanInsights
Getting a mortgage through LoanInsights is simple and should remove all the guesswork and uncertainty from the process.
LoanInsights
- Use our Decision Tools and Custom Search Engine to find your best loan.
- Work with a LoanInsights advisor to prepare your personal documentation, and gather information on the property.
- Close your loan in escrow.
Decision Tools and Search Engine
Our Customized Search Engine optimizes your mortgage options to fit your personal profile. We search wholesale lenders' guidelines and rates to find the optimal mortgage solution for you. The more information you provide the better your results will be. You can use this information to help you with the mortgage process, regardless of whether you use LoanInsights.
Our Decision Tools are designed to help you determine your mortgage needs. Based on your preferences, we can help you decide what type of mortgages you should consider.
Our Mortgage Calculators can help you determine what your monthly payments will be, and whether or not you should consider paying Points upfront to reduce your interest rate.
Documentation and Appraisals
A LoanInsights advisor will work with you to gather the necessary personal documentation to submit to the lenders, and will make the loan applications on your behalf. Our advisors will also provide you with the required disclosures and will answer any questions you may have, especially those regarding closing costs and fees.
Lenders will also require information and documentation regarding the property you are purchasing or refinancing. Our advisors will make all the arrangements regarding property appraisals, title search, and flood certificates.
Closing in Escrow
Finally, our LoanInsights advisors will coordinate with the title agency to make sure they receive the necessary documentation to close your loan. A title agency is a third party notary/escrow service that the lender uses to facilitate the closing of your loan. They will make sure that all the figures are correct, all the paperwork is properly signed and returned to the lender, and finally, they will disperse the funds associated with the loan. During the closing, the title agent will also be an additional resource to explain the purpose of any and all of the paperwork you will be signing.
